Get Flexible Financing for as low as 0% Annual Percentage Rate for the first 18 months.1
1. 0% APR for the first 18 months subject to approval, then 1-2% per month for any balance carried over starting month 19 and ongoing every month.
Our lines of credit give you continuous access to working capital when your business needs it the most.
Whether your business is just getting started or you are working on fixing your credit, our lines of credit can give you a steady flow of capital to run your business.
On-demand capital that businesses can depend on.
No more worrying about not having access to the capital you need
to face unexpected expenses or take advantage of profitable opportunities.
We provide you the capital you need, while you focus on running your business.
What's a Line of Credit?
Flexible payments.
Weekly or monthly payments depending on your needs.
Affordable fees.
Rates as low as 0% for first 18 months, then 1-2% per month.
Fast.
Approvals in as little as 24 hours and funding in as fast as 5 days.
A line of credit is a flexible financing solution that gives your business on-demand access to working capital.
A line of credit has a preset maximum amount of money you can access at any time.
You can draw from the line of credit whenever you need it, up to the maximum amount.
And you will pay interest ONLY on the amount you borrow.
Once you pay back borrowed funds, that amount is again available for you to borrow.
This makes lines of credit one of the most flexible financial options in the market.
Fast
Takes minutes to apply.
Very simple and doesn’t affect your credit.
Affordable
Competitive fees applicable to only the capital you use.
Flexible
On demand cash. No early payment fees.
Top products for you
Business Line of Credit
Instant Access to Funds “On Demand”
Use healthy lines of credit to build up or repair your credit without unnecessary borrowing.
Get access to in-demand funds that fuel your growth while building up your credit.
Hybrid Line of Credit
Take advantage of 0% APR for the first 18 months.
Whether you want to accelerate your growth or consolidate your debt at a better rate our Hybrid Line of Credit can help you get there.
If you have an existing credit line, our funding advisors can work with you to obtain this stellar funding option.
Join the hundreds of business owners and organizations who have trusted FV Vantage™ to fund their business growth.
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FAQs About Loans
My credit score is below 620. Can FV Vantage™ help get funding?
Yes, it’s possible. We don’t just look at your credit history. We offer a variety of loans including Cash-Flow based loans, Asset-based loans and Invoice based loans. The best way to see if we can help you get the funding you need is to contact us today to speak with one of our business funding experts.
How much can I borrow?
We offer loans ranging from $100k up to $5M. To determine the amount you can borrow depends on many variables. We will complete a thorough analysis of your business to determine your borrowing capacity amount.
We will recommend the right funding solution for you, not just the right amount but also building up your credit through on-time payments.
What is the right loan for my business?
That depends on a few factors. Your business, the amount you want to borrow, your assets, time in business etc.
This is where our in-depth discovery analysis of your business and unique, strategic approach to taking a long-term view can help you map out a series of different loans that work together in sequence to fund your business now and in the future.
We will find the right loan/s for you with a repayment plan you are comfortable with. If that sounds good to you, get in touch by clicking the button below.
Do I need collateral to be approved for a line of credit?
It will depend on your business and financial standing. We offer secured lines of credit, which means you put up assets as collateral that can be sold by the lender if you default on the borrowed amount.
Typically start-ups will fall into this category. We also offer unsecured lines of credit where you don’t need any collateral to receive approval.
For both options, we offer lines of credit from $20k up to $5MM. To see whether you prequalify for an unsecured or secured line of credit, contact FV Vantage™ today. We offer a quick approval process so you can access the funds sooner than you think.
What can I use lines of credit for?
A line of credit gives you access to funds to cover any short-term operational costs of your business. Typically business owners use a LOC to:
- Provide extra cash flow while waiting for customer invoices to be paid
- Cover payroll when needed
- Cover unexpected costs like replacing equipment that has broken down or inventory
- Take advantage of sudden opportunities like discounted bulk supply purchases
- Support sudden business growth
All this while increasing your credit score by making on-time payments for your tailored solutions.
